Pre Retirement Planning

Pre Retirment Planning - Merkel Damer Financial Strategies GroupIt is important so start planning early. The Envision process will help you address the concerns you have about retirement. The process begins when we talk about your goals and dreams. We incorporate not only how much you have saved but what you are saving for retirement. There are big decisions that factor into a successful plan.







The following is a partial list of the items we help you identify, provide answers and sound guidance.

  • How much do I need to save for retirement?

  • Is education funding a priority?

  • When do you take your Social Security benefits?

  • When do you take your Pension and what are survivorship options?

  • When do you sign up for Medicare and which parts?

  • Do you have enough life insurance and what type is best? Term? Whole-life?

  • When do you purchase long term care insurance?